Aviva Travel Insurance: Get a 2025 Quote
You’ve probably felt that uneasy knot in your stomach when planning a trip abroad. You worry about cancellations, medical bills, and unexpected delays. You’re not alone. The UK travel insurance market is set to hit USD 2.22 billion in 2025—a sign that more travellers are seeking peace of mind (Mordor Intelligence).
In this guide, you’ll learn exactly what Aviva travel insurance covers and how to get your personalised 2025 quote in minutes. We’ll compare single-trip and annual policies, explore add-ons like pre-existing condition cover, and walk through the claims process.
Ready to travel smarter? Let’s dive in.
Table of Contents
- What Is Aviva Travel Insurance?
- Why Aviva Travel Insurance Matters in 2025
- How to Get a Quote for Aviva Travel Insurance
- Coverage Options: Single-Trip vs Annual Policies
- Add-Ons and Special Features
- Claiming on Your Aviva Travel Insurance
- Common Mistakes to Avoid
- Future Trends in Travel Insurance
- FAQs
- How much does Aviva travel insurance cost?
- Can I get cover for pre-existing conditions?
- What’s the difference between excess waiver and standard cover?
- Is COVID-19 covered?
- Conclusion
What Is Aviva Travel Insurance?
Ever wondered what makes one policy better than another?
Aviva travel insurance is a comprehensive coverage plan offered by one of the UK’s leading insurers. It protects you against trip cancellations, medical emergencies, lost baggage, and more. In other words, it’s your safety net when things go sideways.
Aviva has enhanced its digital quote tools—meaning you can compare options and buy cover online in minutes. Interestingly enough, 94% of policies now include trip cancellation perks (Seniors Mutual).
“Aviva’s outstanding performance in H1 2025 with 22% operating profit growth demonstrates our strategic progress and commitment to pushing Aviva forward with innovative insurance solutions.”
—Amanda Blanc, Aviva CEO
Actionable Takeaway: Visit Aviva’s website to run a quick side-by-side comparison of cover types—medical, cancellation, and baggage.
Why Aviva Travel Insurance Matters in 2025
Here’s the thing: travel has changed since the pandemic.
With COVID-19-related quarantines and delays still possible, you need robust cover more than ever. Aviva’s policies now often include emergency quarantine accommodation and repatriation, giving you one less thing to worry about.
Plus, Brexit left some gaps between GHIC and EHIC coverage, so many UK travellers find Aviva’s policies fill in those holes. The truth is, a single medical emergency abroad can cost tens of thousands of pounds. Having a plan in place protects both your health and finances.
Actionable Takeaway: Before you click “buy,” confirm your policy includes COVID-19 delay cover.
How to Get a Quote for Aviva Travel Insurance
Need a quote faster than you can finish your morning coffee?
Getting an Aviva travel insurance quote online takes minutes. Head to Aviva’s quote tool, enter your trip dates, destination, and traveller details, and you’ll see premiums for both single-trip and annual multi-trip cover.
- Visit the Aviva quote page.
- Select single or annual policy.
- Enter personal and travel details.
- Review cover options and premium.
- Buy online securely.
Real Example: Lucy, a teacher from Bristol, got a single-trip quote for a two-week Europe tour in under five minutes—and locked in emergency medical cover and baggage protection for just £27.45.
According to industry analysts, average travel insurance profitability margins remain strong at 20–50%, so you’re buying into a market built on solid risk management (Emergency Assistance Plus).
Actionable Takeaway: Have your passport and trip itinerary on hand before starting the quote to speed things up.
Coverage Options: Single-Trip vs Annual Policies
Which is right for you: one-off cover or an annual plan?
Single-trip insurance covers one journey, ideal if you travel once or twice a year. Annual multi-trip policies protect all trips up to a certain duration—great if you jet off frequently.
- Single-Trip: Lower upfront cost, pay-per-trip.
- Annual: Cost-effective if you travel 3+ times yearly.
Example: Mark, a digital nomad, saved over £60 by choosing annual multi-trip cover instead of three separate single-trip policies. Saving matters—especially when you travel often.
Actionable Takeaway: Crunch the numbers—if you plan more than two trips, annual cover usually wins out.
Add-Ons and Special Features
Looking for extra peace of mind?
Aviva offers add-ons like pre-existing condition cover, adventurous sports protection, and excess waiver options. If you have a chronic condition or plan activities like scuba diving or skiing, these extras can be lifesavers.
Interestingly, demand for pre-existing condition cover rose 18% in 2024 alone—people want certainty when it comes to health emergencies.
In other words, don’t assume standard cover handles every scenario.
Actionable Takeaway: Review exclusions carefully and buy any necessary add-ons before departure.
Claiming on Your Aviva Travel Insurance
Got a medical bill or lost luggage? Here’s how to claim.
Aviva’s mobile app lets you start a claim 24/7. Snap receipts, upload docs, and track progress all in one place. Most straightforward claims get settled within 10 business days.
- Log into the Aviva app or claims portal.
- Fill in claim details and upload evidence.
- Wait for confirmation and payout.
Case Study: Sara claimed £350 for delayed baggage after a 48-hour airline hold. She submitted proof via the app and received reimbursement in just seven days.
Actionable Takeaway: Keep a digital copy of all travel documents—makes claim filing a breeze.
Common Mistakes to Avoid
- Underestimating medical cover limits.
- Ignoring policy exclusions.
- Booking too late and missing pre-existing condition deadlines.
- Choosing the wrong excess amount.
Future Trends in Travel Insurance
Where is the industry heading?
Expect more AI-driven quoting, GPS emergency location services, and real-time policy adjustments via mobile apps. Digital integration will dominate, making your next quote even faster.
In other words, travel insurance will become more personalised and responsive to on-trip events.
FAQs
How much does Aviva travel insurance cost?
Premiums start from around £10 for single-trip cover, depending on age, destination, and duration.
Can I get cover for pre-existing conditions?
Yes. You must disclose conditions during the quote process and may need to pay a small extra premium.
What’s the difference between excess waiver and standard cover?
Excess waiver removes or reduces your out-of-pocket cost if you make a claim.
Is COVID-19 covered?
Most policies include COVID-19 medical and delay cover, but check details before buying.
Conclusion
Aviva travel insurance offers flexible, digital-first cover for 2025—whether you need a quick single-trip plan or an annual multi-trip policy. We explored what it is, why it matters, and how to get a quote in minutes. You’ve also seen how to choose the right add-ons and navigate the claim process.
Next steps:
- Use Aviva’s online quote tool to compare options.
- Decide between single-trip or annual cover based on your travel frequency.
- Buy your policy at least 24 hours before departure for full benefits.
Safe travels and enjoy your journey—backed by Aviva travel insurance!
