All Clear Travel Insurance: Medical Specialists

You know how stressful planning a trip can be when you’ve got a long medical history. You want peace of mind, not sleepless nights worrying about flying with a pre-existing condition. Here’s the thing: All Clear Travel Insurance specialises in cover for travellers just like you. Quick fact: a broken leg in Spain can cost around £15,000 in treatment alone (FCDO 2025). That’s enough to spoil any holiday.

In this guide, you’ll learn why specialist medical travel cover matters, how All Clear tailors its policies, and where claim limits really kick in. We’ll walk through real emergency cost examples, share expert insights, and show you step-by-step how to get a quote. Ready? Let’s dive in.

Why Specialist Medical Travel Insurance Matters

Ever asked yourself, “Can my standard policy handle a flare-up at 30,000 feet?” Most can’t. If you have a pre-existing condition, normal travel insurance often excludes your needs.

Specialist policies fill that gap. They offer cover designed around your health profile—no guesswork. You get tailored limits and medical screening that a one-size-fits-all insurer simply won’t do.

“We handle all medical condition enquiries on a case-by-case basis, ensuring each customer receives tailored cover to suit their specific medical conditions and requirements.” – AllClear Travel Insurance Specialist

Why does this matter? Imagine developing pneumonia abroad—and remember, COVID-19 complications are covered now, too (Wikipedia). Nobody wants to navigate exclusions when they’re ill and far from home.

How All Clear Tailors Cover for Pre-Existing Conditions

When you apply, expect a medical screening form rather than a generic tick-box. It’s a small extra step, but the result? A policy built for you.

Here’s how it works:

1. Submit details of each condition.
2. Underwriter assesses your history.
3. They set your premium and cover limits.

And yes, you might pay a bit more—but that’s peace of mind you can’t put a price on.

Key Coverage Options and Limits

Wondering what All Clear’s policies actually include? Here’s a snapshot of typical limits on your specialist plan:

• Emergency medical expenses: up to unlimited (Platinum)
• Cancellation cover: up to £25,000
• Travel delay: up to £1,500
• Personal belongings: up to £5,000
• Personal liability: up to £2 million
• Legal protection: up to £100,000

All this with a 5 Star Defaqto rating. Impressive, right? (You’ll find over 1,300 medical conditions covered, including pneumonia.)

Real-World Examples of Emergency Costs

Numbers speak louder than promises. Picture this:

• Broken leg in Spain: ~£15,000
• USA repatriation for a minor ailment: up to £100,000

Without specialist cover, you could be left footing the bill. It’s worth noting that costs keep climbing—healthcare abroad isn’t cheap.

“Emergency medical treatment abroad can cost more than you think, making specialist medical travel insurance essential for those with pre-existing conditions.” – FCDO Medical Travel Advisory 2025

How to Get Your All Clear Travel Insurance Quote

Getting covered is straightforward. Follow these steps:

1. Visit All Clear’s quote page.
2. Complete the medical screening form.
3. Review your tailored policy and price.
4. Purchase instantly online or call their support team.

You’ll have a policy reference in minutes. No faffing around.

Checklist: Before You Buy

• Have your medical history summary ready.
• List all medications and diagnoses.
• Decide on single-trip vs. annual multi-trip.
• Check your destination’s healthcare costs.

Frequently Asked Questions

Who needs All Clear Travel Insurance?

Anyone with a pre-existing condition, seniors over 70, or travellers worried about medical emergencies abroad.

Can I add COVID-19 cover?

Yes. All Clear covers COVID-19 related treatment, including respiratory illnesses like pneumonia.

What if my condition changes after I buy the policy?

You must inform All Clear—otherwise any claim could be refused. It’s simple to update via your online account.

Is travel cancellation included?

Cancellation cover up to £25,000 is available, including for medical reasons that pop up last minute.

Conclusion

Specialist medical travel insurance isn’t just an extra—it’s essential if you have any pre-existing condition. All Clear Travel Insurance offers tailored policies, unbeatable limit options, and a straightforward quoting process. To recap, you’ve seen why bespoke cover matters, how screening works, and real cost examples. Ready to secure your peace of mind?

Next steps:

1. Gather your medical records.
2. Visit the All Clear quote form.
3. Compare and buy the policy that suits your plans.

Don’t let unexpected medical bills ruin your trip—choose All Clear Travel Insurance and travel with confidence.

Categories: Travel Insurance, Health & Safety

Tags: all clear travel insurance, pre-existing medical conditions, specialist travel insurance, emergency medical cover, seniors travel insurance