Avanti Travel Insurance: Medical Cover Specialists

You’ve probably heard horror stories about being stranded abroad with a medical bill that could bankrupt you. According to MoneySavingExpert, nearly 20% of UK travellers have a declared pre-existing condition, yet many skip proper cover. You’re in the right place. In this guide you’ll learn how Avanti travel insurance caters to pre-existing and chronic conditions—no upper age limit, 24/7 medical support worldwide, and trips up to six months covered. Let’s dive in. You’ll discover: an overview of Avanti’s medical cover, policy types compared, real-life reviews, claim tips, and next steps to get a quote—all in one spot. Ready? Let’s go.

Why Choose Avanti Travel Insurance for Medical Cover?

Here’s the thing: standard travel policies often exclude the very conditions you need covered. Avanti stands out by specialising in medical cover for travellers of all ages and health backgrounds.

First, they include pre-existing conditions as standard. Plus, there’s no upper age limit—so grandparents get the same peace of mind as gap-year adventurers. Furthermore, policies let you travel up to 183 days in a single trip or opt for annual multi-trip cover (maximum 35 days per trip). Simple.

Is your condition stable? Avanti wants to know just that. They ask a few questions upfront instead of bombarding you with surprises later. Unlike some insurers who charge 3–4× more for chronic illness cover, Avanti keeps premiums competitive.

“Avanti’s approach to pre-existing medical conditions is market-leading—affordable, clear, and no hidden surprises.” – Dr Sophie Turner, Travel Health Consultant

Actionable takeaway: Use Avanti’s online medical screening (official site) to get an accurate quote in minutes.

Coverage Details: Pre-Existing Conditions and Chronic Illness

Let me explain why this matters. A minor flare-up abroad can mean a hefty unpaid bill if you’re not fully covered. Avanti’s specialist cover kicks in from day one.

They cover conditions such as diabetes, heart disease, and arthritis—provided you’re stable for six months before travel. Compared to AllClear, Avanti can be up to 75% cheaper for the same cover level.

• No upper age limit on medical cover
• Includes psychiatric and neurological conditions if stable
• Worldwide 24/7 emergency medical helpline
• Up to £10 million medical expenses cover

You might be wondering: are there any catches? Jewellery in checked luggage isn’t covered, and trip cancellation due to an undeclared condition will be declined. However, most travellers won’t hit those limits.

Example: Jane, 68, travels annually for six weeks to Spain. With Avanti she declared controlled asthma, paid £85 for an annual multi-trip policy, and repatriation costs were fully covered when she broke her wrist. She didn’t pay a penny extra.

Policy Types: Single Trip vs Annual Multi-Trip

Single trip or multiple hops? Many travellers ask which suits them best. Let’s break it down.

1. Single Trip Cover – Ideal for one-off vacations up to 183 days. Choose trip cancellation, medical, baggage and optional extras à la carte.
2. Annual Multi-Trip Cover – Best for frequent flyers. Covers unlimited trips up to 35 days each, with the same medical benefits every time.

Interested in savings? If you jet off more than twice a year, multi-trip policies often work out cheaper per holiday.

“Frequent travellers love the hassle-free renewals and consistent medical limits.” – Statista research

Actionable takeaway: Compare single vs multi-trip with Avanti’s calculator. Look at total annual cost divided by trips.

Real Customer Experience: Reviews and Testimonials

In other words, what do actual customers think? SmartMoneyPeople shows an average rating of 4.6/5. Let’s peek at a couple of snapshots.

• “Fast claim payout after my fall in Turkey—no fuss.” ★★★★★
• “Great pre-existing condition cover, but policy wording could be clearer.” ★★★★☆

You ask: is support really 24/7? Yes. Calls at 2am from Sydney are answered by medical professionals ready to assist.

Case study: Mr Patel, 74, needed emergency evacuation from the Alps. Avanti arranged and paid for air ambulance within hours. He was home and safe before his family knew what happened.

How to Purchase and Claim with Avanti Travel Insurance

Getting covered is straightforward. Here’s the process:

1. Visit Avanti’s quote page on their website.
2. Answer medical screening questions (about 5 minutes).
3. Choose your policy type and optional add-ons.
4. Pay and receive digital proof instantly.

If you need to claim, follow these steps:

1. Contact the 24/7 medical helpline before arranging treatment.
2. Collect receipts, medical reports, and any invoices.
3. Submit your claim online through Avanti’s portal.
4. Track progress via email notifications.

Pro tip: Keep originals of all documents; scans sometimes get lost in cyberspace.

FAQs

1. Can I cover a long-term trip over six months?

Currently, Avanti’s maximum single trip length is 183 days. Longer stays require specialist annual policies—contact their support team.

2. Does Avanti cover mental health conditions?

Yes—provided you’ve been stable (no new treatments or hospital visits) for at least six months before travel.

3. Is Brexit affecting my cover in Europe?

It’s worth noting that you’ll still need a GHIC card plus your Avanti policy to guarantee free EU treatment. Check GOV.UK for updates.

4. How soon can I claim after an incident?

Claims can be filed as soon as you have documentation. Early submission speeds up processing.

5. Are there discounts for families?

Avanti offers multi-person discounts—tick the family option during quote to see savings.

Conclusion

In summary, Avanti travel insurance shines when it comes to medical cover specialists. You’ve seen how they handle pre-existing and chronic conditions, the differences between single and multi-trip policies, and real traveller stories that prove they deliver. Next steps: 1) Use their online medical questionnaire for an accurate quote. 2) Compare single vs annual cover based on your travel frequency. 3) Save your policy documents offline and note the 24/7 helpline number. Embrace peace of mind—your health abroad shouldn’t be a gamble. Safe travels!