Tesco Travel Insurance: Get a 2025 Quote

You’ve booked your dream getaway—and now you need peace of mind. You want reliable cover that won’t let you down. Did you know over 51.1% of travel insurance claims in 2025 are for medical expenses?¹ With Tesco travel insurance, you can secure Defaqto 5-star rated protection, fast quotes and Clubcard perks. Stick around—you’ll learn exactly how to get a quote, compare single and multi-trip policies, and grab top tips to save on premiums.

Fast. Flexible. Fully digital.

Why Tesco Travel Insurance Matters in 2025

Looking for value without compromise? You’re not alone. Tesco travel insurance teams up with Aviva’s underwriting strength to offer low rates from £5/month.

Here’s the thing: many insurers cut corners on medical cover. Tesco doesn’t. You can get at least £5 million in medical expenses cover, matching industry standards and giving you real confidence abroad.

• Defaqto 5-star rated single and multi-trip policies
• Mobile-optimized online quote in under 5 minutes
• Clubcard holders earn points when you buy
• Optional add-ons: gadget cover, high-value item protection

“Our partnership with Tesco brings trusted, affordable life and travel insurance with a seamless digital experience for customers.” – Aviva spokesperson²

Actionable takeaway: Gather your travel dates, destination details and Clubcard number before you start your quote to breeze through the process.

Understanding Claims Data & Coverage Details

Medical costs dominate claims. Why does it matter? Because underinsure and you could be stuck footing a massive hospital bill.

Let me explain why that recommended £5 million limit is more than a number. It’s designed to cover everything from emergency evacuation to ICU stays, so you aren’t left scrambling for funds.

Example: Sarah’s backpacking trip to Spain was cut short when she broke her leg surfing. Her Tesco policy covered hospital fees, physio sessions and flight change costs—a total payout of £6,200.

Actionable takeaway: Pick a policy that clearly lists maximum sums for each section. Don’t assume “medical cover” covers everything.

How to Get Your Tesco Travel Insurance Quote Online

Ready to quote? It’s surprisingly easy. You might be wondering how long it takes—under five minutes, typically.

Simply follow these steps:

1. Visit the Tesco Insurance website and select “Travel Insurance.”
2. Enter travel dates, destination and trip type (single or multi-trip).
3. Add the number of travelers and any optional extras (sports cover, gadget cover).
4. Log in with your Clubcard to apply points.
5. Review and purchase your policy securely online.

Example: After selecting his multi-trip plan, Alex clicked “Apply discount” for his Clubcard. He saved 10% on a year’s cover that included winter sports protection.

Actionable takeaway: Buy your policy “ASAB” (As Soon As you Book). Martin Lewis swears by it to avoid non-refundables.³

Top Tips for Saving on Tesco Travel Insurance

Everyone loves a bargain, right? Here’s how to cut costs wisely.

• Book early and lock in rates before prices rise.
• Multi-trip policies often work out cheaper if you travel more than twice a year.
• Increase your voluntary excess to lower your premium—but only if you can afford it.
• Bundle gadget cover only if you’re carrying expensive electronics.

“Strongly recommends travel insurance and advises buying it ASAB – As Soon As you Book to avoid losing money on cancellations or medical issues.” – Martin Lewis

Wondering if your family needs extra cover? A family multi-trip plan might save up to 20% compared to individual policies.

Actionable takeaway: Review your policy renewal at least 30 days before expiry. That’s when insurers often tweak pricing.

Frequently Asked Questions

Do I need Tesco travel insurance for pre-existing conditions?

You must declare any medical conditions when quoting. Tesco offers cover for many conditions—just select the relevant option online.

Can I cancel my Tesco policy and get a refund?

Yes. You have a 14-day cooling-off period. If you cancel within that window and haven’t travelled or made a claim, you’ll get a full refund.

Is winter sports covered under a standard policy?

Not by default. You’ll need to add winter sports cover for activities like skiing or snowboarding.

How quickly are claims paid?

Tesco’s claims paid rate stands at 98.8% for 2024, with most payouts processed within 15 business days.²

Conclusion

In other words, Tesco travel insurance blends affordability, robust cover and a super-simple digital quote process—perfect for 2025 adventures. You’ve seen the stats (remember that 51.1% medical claim figure?), compared single vs multi-trip, and gathered actionable tips to save. Now it’s over to you:

1. Gather your travel details and Clubcard number.
2. Visit Tesco’s travel insurance page and get an instant quote.
3. Buy your cover ASAB to lock in your premium.

The bottom line is: don’t gamble with your holiday. Secure Tesco travel insurance today and travel with confidence.